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PaisaPolicy.in
PaisaPolicy.in
Unsecured Loan

Personal Loan

Instant Loan up to ₹40 Lakhs @ 10.49% p.a.*

Get instant personal loans for medical emergencies, home renovation, wedding expenses, or debt consolidation. Enjoy attractive interest rates, flexible tenure from 12 to 72 months, and quick disbursal once the lender approves.

⚡ Free Eligibility Check
Free Callback · 9 AM – 9 PM

Apply for Personal Loan

Free guidance on eligibility. Final terms are set by the lender.

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Loan Terms & Highlights:
Loan amounts from ₹50,000 up to ₹40 Lakhs
Disbursal typically within 24–48 hours of lender approval*
Zero collateral or security required
Flexible tenures from 1 to 6 years
RBI-Regulated Lenders
Instant Paperless Verification
Why Apply Through PaisaPolicy.in

Key Advantages of Personal Loan

01

Digital Process

Online KYC and income verification with many lenders, without branch visits.

02

Multi-purpose Usage

Use funds freely for weddings, travel, medical needs, or clearing high-interest credit cards.

03

Minimal Documentation

Requires only PAN, Aadhaar, salary slips, and 3 months bank statements.

Features & Use-Cases for Personal Loan

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No end-use restrictions on borrowed funds
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Part-prepayment and foreclosure options
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Competitive processing fees with seasonal offers
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All charges shown in the lender’s Key Fact Statement (KFS) before you sign
*Final interest rates and sanction limits depend on applicant's income and lender credit policy.
Check Your Exact Eligibility

*Interest rates, amounts, tenures and timelines are indicative. Loans are sanctioned at the sole discretion of RBI-regulated lenders based on their credit assessment; all charges are shown in the lender's Key Fact Statement. Tax benefits are subject to prevailing tax laws. We never charge a fee to get a loan approved.

Simple. Transparent. Free.

Why Choose PaisaPolicy.in

15
Insurance Categories
Life, health, motor, travel & more
9
Loan & Credit Types
Personal, home, business & more
₹0
Advisory Fee
You pay only the insurer's or lender's price
9–9
Advisor Hours
9 AM – 9 PM, all days
Got Questions?

Personal Loan FAQs

Clear answers about interest calculations, EMI tenures, and paperwork.

What is the minimum credit score needed for a personal loan?
A credit score of 700+ usually improves your chances of approval and a better rate, though each lender sets its own criteria.
How quickly will the loan amount be disbursed?
Once documents are verified, loan funds are typically credited to your bank account within 24–48 hours.
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