Individual & Family Insurance

Health Insurance

₹10 Lakh Cover starting @ ₹15/day*

Protect your hard-earned savings from sky-rocketing medical bills. Health insurance plans offer cashless treatment at the insurer’s network hospitals, covering pre & post hospitalization, day care treatments, and modern surgeries.

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Key Plan Highlights:

Cashless claims at the insurer’s network hospitals

Plans with no room-rent limit available

Pre & post hospitalisation expenses (duration varies by plan)

Tax benefit on premium as per prevailing tax laws*

IRDAI-Registered Insurers

Dedicated Claim Support Desk

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Essential Benefits of Health Insurance

Instant Cashless Network

At network hospitals the insurer settles admissible bills directly; you pay only non-payable items, co-pay or deductibles, if any.

Restoration of Sum Assured

Many plans restore the sum insured once it is used up within a policy year (terms vary).

Preventive Health Check-ups

Many plans include a periodic preventive health check-up (frequency and limits vary).

What is Covered Under Health Insurance?

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In-patient hospitalization & ICU charges

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Day-care procedures that need less than 24 hours of hospitalisation

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AYUSH treatment (Ayurveda, Yoga, Unani, Siddha, Homeopathy)

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Ambulance charges and organ donor expenses

*Coverage terms, exclusions and waiting periods vary by insurer and plan. Please read the policy wording.

Request Detailed Policy Wordings

*Premiums and features shown are indicative and vary by insurer, plan, age, health, location and add-ons. Tax benefits are subject to prevailing tax laws. Insurance is the subject matter of solicitation. Please read the sales brochure and policy wording carefully before buying.

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Got Questions?

Health Insurance Frequently Asked Questions

Clarify all your doubts with direct expert answers.

What is the waiting period for pre-existing diseases?

Pre-existing conditions such as diabetes or hypertension usually have a waiting period of up to 3 years, and some plans offer add-ons that reduce it. Always check the policy wording.

Can I cover my parents and children in one plan?

Yes, Family Floater plans let you cover yourself, spouse, children, and parents under a single shared sum insured.