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PaisaPolicy.in
PaisaPolicy.in
Property Insurance

Home Insurance

Protect Structure + Home Contents up to ₹1 Crore

Shield your dream home and precious belongings from fire, earthquake, floods, burglary, and electrical breakdowns at just a few rupees a day.

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Key Plan Highlights:
Covers building structure as well as indoor contents
Protection against a wide range of natural and man-made perils
Valuable jewelry, appliances, and electronic device cover
Alternative accommodation expenses during repair
IRDAI-Registered Insurers
Dedicated Claim Support Desk
Why Buy Through PaisaPolicy.in

Essential Benefits of Home Insurance

01

Structure Reconstruction Cover

Covers the cost of rebuilding your home, up to the sum insured.

02

Valuables & Appliance Shield

Covers televisions, refrigerators, laptops, and precious jewelry against theft and short circuits.

03

Tenant & Owner Flexible Plans

Tenants can insure only their contents, while homeowners can insure both structure and items.

What is Covered Under Home Insurance?

✓
Fire, lightning, storm, tempest, and flood damage
✓
Earthquake, landslides, and subsidence
✓
Burglary, theft, and housebreaking
✓
Breakdown of home appliances (as an add-on)
*Coverage terms, exclusions and waiting periods vary by insurer and plan. Please read the policy wording.
Request Detailed Policy Wordings

*Premiums and features shown are indicative and vary by insurer, plan, age, health, location and add-ons. Tax benefits are subject to prevailing tax laws. Insurance is the subject matter of solicitation. Please read the sales brochure and policy wording carefully before buying.

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Why Choose PaisaPolicy.in

15
Insurance Categories
Life, health, motor, travel & more
9
Loan & Credit Types
Personal, home, business & more
₹0
Advisory Fee
You pay only the insurer's or lender's price
9–9
Advisor Hours
9 AM – 9 PM, all days
Got Questions?

Home Insurance Frequently Asked Questions

Clarify all your doubts with direct expert answers.

Can tenants buy home insurance?
Yes, tenants can choose a Content-Only Home Insurance plan to protect furniture, appliances, and valuables.
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