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PaisaPolicy.in
PaisaPolicy.in
Secured Loan

Loan Against Property (LAP)

Unlock up to 75% Property Value @ Low Interest Rates

Mortgage your self-occupied, rented, or commercial property to secure high-value loans at low interest rates and long tenures up to 15 to 20 years.

⚡ Free Eligibility Check
Free Callback · 9 AM – 9 PM

Apply for Loan Against Property (LAP)

Free guidance on eligibility. Final terms are set by the lender.

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Loan Terms & Highlights:
High loan value up to ₹25+ Crores
Lower interest rates compared to unsecured personal loans
Long repayment tenure up to 15–20 years for easy monthly outflow
Retain full ownership and use of your property
RBI-Regulated Lenders
Instant Paperless Verification
Why Apply Through PaisaPolicy.in

Key Advantages of Loan Against Property (LAP)

01

Big Ticket Funding

Ideal for major business expansions, hospital bills, or high-capital milestones.

02

Much Lower EMIs

Spread repayments over 15+ years to keep monthly commitments minimal.

03

Residential & Commercial Eligibility

Applicable on houses, apartments, shops, offices, and industrial plots.

Features & Use-Cases for Loan Against Property (LAP)

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Self-occupied residential houses and apartments
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Commercial office spaces, showrooms, and shops
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Industrial freehold and leasehold properties
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Property balance transfer with high top-up limits
*Final interest rates and sanction limits depend on applicant's income and lender credit policy.
Check Your Exact Eligibility

*Interest rates, amounts, tenures and timelines are indicative. Loans are sanctioned at the sole discretion of RBI-regulated lenders based on their credit assessment; all charges are shown in the lender's Key Fact Statement. Tax benefits are subject to prevailing tax laws. We never charge a fee to get a loan approved.

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Why Choose PaisaPolicy.in

15
Insurance Categories
Life, health, motor, travel & more
9
Loan & Credit Types
Personal, home, business & more
₹0
Advisory Fee
You pay only the insurer's or lender's price
9–9
Advisor Hours
9 AM – 9 PM, all days
Got Questions?

Loan Against Property (LAP) FAQs

Clear answers about interest calculations, EMI tenures, and paperwork.

Can I still stay in or rent out my mortgaged property?
Yes, you retain full operational usage, tenancy, and possession of the property while repaying the loan.
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