Motor Insurance

Car Insurance

Compare Comprehensive & Third-Party Car Insurance

Protect your car against accidents, theft, natural calamities and third-party liabilities, with cashless claims at the insurer’s network garages.

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Key Plan Highlights:

Cashless repairs at the insurer’s network garages

Zero Depreciation (Bumper to Bumper) Add-on

24x7 Roadside Assistance & towing support

Instant policy issuance with zero inspection for unexpired policies

IRDAI-Registered Insurers

Dedicated Claim Support Desk

Why Buy Through PaisaPolicy.in

Essential Benefits of Car Insurance

Zero Depreciation Add-on

The insurer does not deduct depreciation on replaced parts (limited claims per year; consumables and other exclusions as per policy).

Engine & Gearbox Protection

Covers water ingression damage and hydrostatic lock during monsoon and flood waterlogging.

NCB Protection Add-on

Helps you keep your No Claim Bonus after a claim (conditions apply).

What is Covered Under Car Insurance?

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Third-party property damage & legal liability

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Accidental damages to own vehicle

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Theft, burglary, and total loss coverage

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Flood, earthquake, fire, and storm damages

*Coverage terms, exclusions and waiting periods vary by insurer and plan. Please read the policy wording.

Request Detailed Policy Wordings

*Premiums and features shown are indicative and vary by insurer, plan, age, health, location and add-ons. Tax benefits are subject to prevailing tax laws. Insurance is the subject matter of solicitation. Please read the sales brochure and policy wording carefully before buying.

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Got Questions?

Car Insurance Frequently Asked Questions

Clarify all your doubts with direct expert answers.

What is Zero Depreciation?

Zero Dep ensures your insurer pays the full cost of replacing car parts without deducting depreciation value during claims.

Can I transfer my existing NCB to a new policy?

Yes. NCB belongs to the owner, not the car, so it can move to a new policy or insurer (up to 50%, based on claim-free years).