Disclaimer

Insurance solicitation

Insurance is the subject matter of solicitation. Insurance products are solicited by To be updated, To be updated, IRDAI Registration No. To be updated.

PaisaPolicy.in is not an insurance company, bank or NBFC. Policies are issued by insurers and loans are sanctioned by lenders, who alone decide on acceptance, pricing, claims and credit.

Indicative information

• Prices marked "starting from" or with an asterisk (*) are indicative. They are based on assumed profiles (for example a young, healthy non-smoker for term insurance, or third-party-only cover for the smallest vehicle class) and will differ for you.
• Interest rates are the lowest advertised by some lenders and depend on your credit profile.
• Features, network hospitals, garages, waiting periods and exclusions vary by insurer and plan.
• Product descriptions are summaries. Always read the sales brochure, policy wording or loan agreement and Key Fact Statement before you buy or sign.

Tax benefits

Tax benefits mentioned on this Website are subject to the conditions, limits and tax regime applicable to you, and to changes in tax laws. The Income-tax Act, 2025 applies from 1 April 2026 and renumbers many provisions of the Income-tax Act, 1961. Please consult a tax adviser before relying on any tax benefit.

Market-linked and savings products

• In unit linked insurance policies (ULIPs), the investment risk in the investment portfolio is borne by the policyholder. ULIPs are subject to market risks, past performance is not indicative of future returns, and there is a five-year lock-in during which the contract offers no liquidity.
• Guaranteed benefits in non-linked savings plans are payable only if all premiums are paid as scheduled. Early surrender may return less than the premiums paid. Non-guaranteed bonuses are not assured.

Not advice

Information on this Website is general and educational. It is not financial, investment, tax or legal advice, and does not take your personal circumstances into account.

Trademarks

Insurer, bank and other brand names are trademarks of their respective owners. They appear only to identify their products, and do not mean those companies endorse PaisaPolicy.in unless expressly stated.

How we are paid

Our service is free for you. We, or the IRDAI-registered intermediary we work with, may receive commission or remuneration from insurers and lenders as permitted by regulations. This does not increase your premium or interest rate.