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Education Loan

Education Loan (India & Abroad)

Up to ₹1.5 Cr for Studies Abroad with Moratorium Period

Never let funds hinder your academic ambitions. Get education loans up to ₹1.5 Crores for STEM, MBA, and undergraduate degrees in USA, UK, Canada, Australia, Germany, and top Indian institutes.

⚡ Free Eligibility Check
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Apply for Education Loan (India & Abroad)

Free guidance on eligibility. Final terms are set by the lender.

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Loan Terms & Highlights:
Can cover tuition, accommodation, travel and laptop (within lender limits)
Moratorium period: No EMI during study duration + 6 to 12 months grace
Collateral-free options for select universities and courses
Interest may be tax-deductible as per prevailing tax laws*
RBI-Regulated Lenders
Instant Paperless Verification
Why Apply Through PaisaPolicy.in

Key Advantages of Education Loan (India & Abroad)

01

Study Now, Repay After Job

EMIs usually start after the course plus a moratorium period (interest may accrue meanwhile).

02

Visa-Compliant Proof of Funds

A sanction letter you can use as proof of funds for many student visas.

03

Tax Benefit on Interest

Interest on an eligible education loan may be deductible for up to 8 years under prevailing tax laws.

Features & Use-Cases for Education Loan (India & Abroad)

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Undergraduate and Postgraduate degrees worldwide
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University tuition, hostel fees, and daily living costs
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Airfare, books, laptops, and examination fees
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Pre-visa disbursement to blocked accounts (e.g. Germany Sperrkonto)
*Final interest rates and sanction limits depend on applicant's income and lender credit policy.
Check Your Exact Eligibility

*Interest rates, amounts, tenures and timelines are indicative. Loans are sanctioned at the sole discretion of RBI-regulated lenders based on their credit assessment; all charges are shown in the lender's Key Fact Statement. Tax benefits are subject to prevailing tax laws. We never charge a fee to get a loan approved.

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Got Questions?

Education Loan (India & Abroad) FAQs

Clear answers about interest calculations, EMI tenures, and paperwork.

What is a moratorium period?
A moratorium is a repayment holiday during the course tenure plus 6–12 months post-course where you do not need to pay full EMIs.
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