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PaisaPolicy.in
PaisaPolicy.in
Secured Loan

Home Loan

Home Loan Rates starting @ 8.35% p.a.*

Make your dream of owning a home a reality. We help you compare home loan offers from banks and housing finance companies, check your eligibility and manage the paperwork.

⚡ Free Eligibility Check
Free Callback · 9 AM – 9 PM

Apply for Home Loan

Free guidance on eligibility. Final terms are set by the lender.

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Loan Terms & Highlights:
Loan amounts up to ₹10+ Crores (up to 85-90% property value)
Long tenure up to 30 years for affordable low EMIs
Balance transfer facility with Top-up loan at low rates
Tax benefits on principal and interest as per prevailing tax laws*
RBI-Regulated Lenders
Instant Paperless Verification
Why Apply Through PaisaPolicy.in

Key Advantages of Home Loan

01

Tax Benefits

Principal and interest repayments may qualify for tax deductions under prevailing tax laws (limits and regime conditions apply).

02

Expert Legal & Technical Assistance

Lenders run legal and technical checks on the property, and we help you through the process.

03

Zero Prepayment Penalty

Pay off your floating rate home loan early with zero penalty charges.

Features & Use-Cases for Home Loan

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Ready-to-move flats & under-construction apartments
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Plot purchase + home construction loans
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Home improvement and extension financing
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Help with PMAY eligibility, where applicable
*Final interest rates and sanction limits depend on applicant's income and lender credit policy.
Check Your Exact Eligibility

*Interest rates, amounts, tenures and timelines are indicative. Loans are sanctioned at the sole discretion of RBI-regulated lenders based on their credit assessment; all charges are shown in the lender's Key Fact Statement. Tax benefits are subject to prevailing tax laws. We never charge a fee to get a loan approved.

Simple. Transparent. Free.

Why Choose PaisaPolicy.in

15
Insurance Categories
Life, health, motor, travel & more
9
Loan & Credit Types
Personal, home, business & more
₹0
Advisory Fee
You pay only the insurer's or lender's price
9–9
Advisor Hours
9 AM – 9 PM, all days
Got Questions?

Home Loan FAQs

Clear answers about interest calculations, EMI tenures, and paperwork.

Can I add a co-applicant to increase my loan amount?
Yes! Adding an earning co-applicant (such as spouse, father, or mother) increases your combined loan eligibility substantially.
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