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9 Tailored Loan & Credit Solutions

Compare & Apply for Loans

Compare rates, EMIs and eligibility across Personal Loans, Home Loans, Business Loans, Gold Loans, and Lifetime Free Credit Cards.

All Loan Products

Compare interest rates, tenures, and eligibility.

Showing 9 Loan Types
Unsecured

Personal Loan

🏷️ From 10.49% p.a.
Secured

Home Loan

🏷️ From 8.35% p.a.
Motor

Car Loan (New & Used)

🏷️ From 8.75% p.a.
Commercial

Business Loan

🏷️ From 12.5% p.a.
Education

Education Loan (India & Abroad)

🏷️ From 9.25% p.a.
Secured

Loan Against Property (LAP)

🏷️ From 8.95% p.a.
Secured

Gold Loan

🏷️ From 0.79% per month
Motor

Two-Wheeler Loan

🏷️ From 9.99% p.a.
Instant

Credit Card / Instant Cash Loan

🏷️ Zero Joining Fee Options
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Why Choose PaisaPolicy.in

15
Insurance Categories
Life, health, motor, travel & more
9
Loan & Credit Types
Personal, home, business & more
₹0
Advisory Fee
You pay only the insurer's or lender's price
9–9
Advisor Hours
9 AM – 9 PM, all days
Got Questions?

Loan & Financing FAQs

Common questions about interest rates, documentation, and approval timelines.

What is the minimum credit score (CIBIL) needed for loan approvals?
A credit score of 700 or above usually improves your chances of approval and a better rate, though each lender sets its own criteria. Secured loans such as gold loans may be possible with a lower or no credit history.
How does PaisaPolicy help get lower interest rates on loans?
We compare offers from the lenders we work with, help you pick the one that fits your profile, and guide you through documents. The final rate and fees are set by the lender and shown in its Key Fact Statement.
Are there any upfront fees charged by PaisaPolicy for loan processing?
No! PaisaPolicy charges zero fees from loan applicants. The entire eligibility check, advisory, and document pick-up assistance is 100% free.
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