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Group Insurance

Group Term Insurance

High Life Protection for Teams at Group Rates

Ensure your employees’ families are financially protected in the event of an unforeseen calamity. Low group premiums, hassle-free onboarding, and tax benefits under business expenses.

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Key Plan Highlights:
High sum assured for staff at a fraction of individual retail cost
Simple enrollment without individual medical tests (Free Cover Limit)
Premium generally allowed as a business expense (as per tax laws)*
Claim assistance for bereaved families
IRDAI-Registered Insurers
Dedicated Claim Support Desk
Why Buy Through PaisaPolicy.in

Essential Benefits of Group Term Insurance

01

Corporate Social Responsibility

Provides immediate dignity and financial security to the family of deceased staff.

02

Zero Medical Friction

Employees get covered automatically up to the agreed Free Cover Limit without lab tests.

03

Custom Graded Cover

Structure coverage by designation, CTC multiplier, or uniform sum assured.

What is Covered Under Group Term Insurance?

✓
Death by natural cause, accident, or illness worldwide
✓
Accidental Death and Dismemberment benefit rider
✓
Terminal Illness immediate accelerated payout
✓
24x7 worldwide coverage on and off duty
*Coverage terms, exclusions and waiting periods vary by insurer and plan. Please read the policy wording.
Request Detailed Policy Wordings

*Premiums and features shown are indicative and vary by insurer, plan, age, health, location and add-ons. Tax benefits are subject to prevailing tax laws. Insurance is the subject matter of solicitation. Please read the sales brochure and policy wording carefully before buying.

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Got Questions?

Group Term Insurance Frequently Asked Questions

Clarify all your doubts with direct expert answers.

Is group term insurance tax deductible for the employer?
Premiums paid by the employer are generally allowed as a business expense under income-tax law, subject to conditions. Please confirm with your tax adviser.
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